In The News

March 30, 2026

Vivre vieux est un privilège, dit-on, mais ce n’est pas gratuit pour autant. Que dit l’étiquette de prix ? C’est là que ça se complique. Pour nous aider à y voir plus clair en matière de coût du vieillissement, un nouveau calculateur est maintenant disponible en ligne. L’outil en question a été développé par l’Institut national sur le vieillissement (INV) de l’Université métropolitaine de Toronto. Il est bilingue et gratuit. L’approche est inédite. Lorsqu’il est question de retraite et d’argent, les calculateurs actuels s’intéressent au patrimoine accumulé, aux rendements, aux rentes publiques, aux stratégies de décaissement et aux crédits d’impôt. Cette fois, la perspective est inversée : on vise plutôt à chiffrer le coût de la vie quand la vieillesse vient bouleverser l’existence.

March 23, 2026

It's time for a price check on your plans to age at home rather than a retirement facility. The Cost of Ageing Calculator from the National Institute of Ageing at Toronto Metropolitan University offers tailored estimates of living costs for a modest, moderate and comfortable lifestype in your family home, in a retirement home and in a long-term care facility, aka a nursing home.

January 21, 2026

Almost half of Canadians over 50 who are still working now say they cannot afford to retire when they want to — while roughly one in five have saved $5,000 or less for retirement. That is the picture emerging from the National Institute on Ageing’s (NIA) 2025 Ageing in Canada Survey, supported by Manulife, and it has direct implications for plan sponsors and asset managers. According to the NIA, the share of Canadians aged 50+ who believe they can afford to retire at their desired time fell from 35 percent in 2022 to 29 percent in 2025, while those who say they cannot afford to retire on schedule rose from 37 percent to 43 percent over the same period.

January 21, 2026

Nearly half of Canadians over 50 say they can’t afford to retire when they want to – and a fifth are living at a poverty‑level standard of living – even as they move into what could be 30–40 years of post‑work life. According to the National Institute on Ageing’s (NIA) 4th annual Ageing in Canada Survey, only 29 percent of non‑retired respondents aged 50+ say they can afford to retire at their desired time, down from 35 percent in 2022. At the same time, those who say they cannot afford to retire when they planned have climbed to 43 percent from 37 percent over that period.

January 21, 2026

Older Canadians’ retirement confidence is dropping amid longer life expectancies and a rising percentage of employees who continue to work past age 65, according to a new survey by the National Institute on Ageing at Toronto Metropolitan University. The survey, which polled more than 6,000 Canadians aged 50 and older, found one in five (22 per cent) said they’ve saved $5,000 or less for retirement. A similar percentage reported having between $5,000 and $100,000 (26 per cent) and between $100,000 and $500,000 (24 per cent).

November 17, 2023

While one expert says replacement rates vary with income and age, another argues the longstanding 70 per cent benchmark doesn’t actually work. Retirement financial security has become critically important with population ageing — now, more than ever, is the time to adopt better measures of how much people need to retire, whether it’s to help people financially plan or evaluate our retirement income systems.